life insurance

A wide range of life insurance options exist. Those options can become overwhelming. It is best for individuals to have a one-on-one conversation with your agent to determine which form fits their goals best. Take into consideration universal life insurance. How can it work for you? Here is what to consider about this particular type […]

Some factors that influence your life insurance premiums (like your age) are beyond your control. However, there are several other factors that you can do something about. Improving these not only helps get you lower premiums, but may also ultimately lengthen your life.  Improve Your Health  Poor diet and lack of exercise lead to high […]

Life insurance is a big commitment. For millennials, getting a policy is an indication of the rise to adulthood. The realm of life insurance isn’t as complex as it used to be. Yet, it can still seem complicated to those unfamiliar with the buying process, including many millennials.  Here are five tips for millennials to […]

Thousands, if not millions, of dollars from life insurance policies go unclaimed every year because no one came forward to file a claim. (In such cases, the money typically goes to the state government.) Why does this happen? In many cases, policyholders neglect to tell beneficiaries about the coverage details.   Another scenario is when policyholders […]

Having the right type and amount of life insurance is important to everyone. For some people, term life insurance is best. For others, whole life insurance is a better option. Work with your agent to determine which fits your needs. It is possible to make adjustments. You do not have to wait until your policy […]